FLEXIBLE ACCESS

Business Line of Credit

Access capital when you need it with a revolving credit line. Draw funds as needed, pay interest only on what you use, and ensure your business is always prepared.

Draw Anytime
Revolving Credit
Up to $2M
Get Started Today

Why Choose a Line of Credit?

The ultimate financial safety net for businesses that value flexibility and control.

Access Funds On-Demand

Draw what you need, when you need it. Your credit line is always available for unexpected expenses or opportunities.

Pay Interest Only on What You Use

Unlike traditional loans, you only pay interest on the amount you actually draw from your credit line.

Revolving Credit

As you repay, your credit becomes available again. It's like having a business credit card with higher limits and better terms.

Predictable Costs

Clear interest rates and fees with no surprises. Know exactly what you'll pay before you draw funds.

Quick Setup

Get approved and have your credit line established in under an hour, ready for whenever you need it.

Manage Cash Flow Gaps

Bridge the gap between payables and receivables, cover seasonal fluctuations, or handle unexpected costs.

Line of Credit Details

Credit Limit
$10K - $2M
Draw Period
Ongoing
Funding
Under 1 Hour
Interest
On Usage Only

How It Works

Your financial safety net in three simple steps

1

Apply & Get Approved

Submit your application with basic business financials. Receive your credit limit approval in under an hour.

2

Draw Funds As Needed

Access your credit line anytime through a simple online portal or direct transfer to your bank account.

3

Repay & Reuse

Make regular payments on what you've drawn. As you pay down the balance, credit becomes available again.

Perfect For

Seasonal Businesses

Access funds during slow periods and repay when business picks up again.

Emergency Expenses

Handle unexpected equipment repairs, urgent supplies, or other unforeseen costs immediately.

Cash Flow Management

Bridge gaps between invoicing clients and paying suppliers or employees.

Growth Opportunities

Seize time-sensitive opportunities without waiting for traditional loan approval.

Inventory Purchasing

Stock up on inventory when suppliers offer bulk discounts or seasonal deals.

Payroll Coverage

Ensure you can always make payroll even during temporary cash flow crunches.

Line of Credit vs. Term Loan

Line of Credit
Term Loan
When You Pay
Only when you use it
From day one
Flexibility
Draw & repay as needed
One-time lump sum
Best For
Ongoing needs
Specific purchases
Reusability
Revolving credit
Must reapply

Establish Your Business Safety Net Today

Get approved for your line of credit and have funds available whenever you need them.

Apply Now