/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* FMG Brand Colors */
    --primary-navy: #0f172a;
    --primary-blue: #3b82f6;
    --primary-gold: #f59e0b;
    --gold-dark: #d97706;
    --text-light: #94a3b8;
    --text-dark: #0f172a;
    --bg-light: #f8fafc;
    --white: #ffffff;
    
    /* Spacing */
    --container-width: 1200px;
    --section-padding: 80px 0;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Helvetica Neue', Arial, sans-serif;
    color: var(--text-dark);
    line-height: 1.6;
    background: var(--white);
}

.container {
    max-width: var(--container-width);
    margin: 0 auto;
    padding: 0 20px;
}

/* Navigation */
.navbar {
    background: var(--white);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
    transition: background 0.3s ease, box-shadow 0.3s ease;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

/* When scrolled on DARK section - keep header WHITE */
.navbar.scrolled.dark-section {
    background: var(--white);
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

/* When scrolled on LIGHT section - make header DARK */
.navbar.scrolled:not(.dark-section) {
    background: var(--primary-navy);
    box-shadow: 0 2px 10px rgba(0,0,0,0.3);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 20px;
}

.logo img {
    height: 80px;
    width: auto;
}

/* Default: show DARK logo (for white header at start) */
.logo .logo-dark {
    display: block;
}

.logo .logo-white {
    display: none;
}

/* When header is WHITE (scrolled on dark section) - show DARK logo */
.navbar.scrolled.dark-section .logo .logo-dark {
    display: block;
}

.navbar.scrolled.dark-section .logo .logo-white {
    display: none;
}

/* When header is DARK (scrolled on light section) - show WHITE logo */
.navbar.scrolled:not(.dark-section) .logo .logo-white {
    display: block;
}

.navbar.scrolled:not(.dark-section) .logo .logo-dark {
    display: none;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 30px;
    align-items: center;
}

.nav-menu a {
    color: var(--text-dark);
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s;
    font-size: 15px;
    letter-spacing: 0.5px;
}

/* DARK text when header is WHITE (scrolled on dark section) */
.navbar.scrolled.dark-section .nav-menu a {
    color: var(--text-dark);
}

/* WHITE text when header is DARK (scrolled on light section) */
.navbar.scrolled:not(.dark-section) .nav-menu a {
    color: var(--white);
}

.nav-menu a:hover {
    color: var(--primary-gold);
}

.dropdown {
    position: relative;
}

.dropdown > a {
    cursor: pointer;
}

.dropdown-menu {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--primary-navy);
    min-width: 240px;
    padding: 10px 0;
    list-style: none;
    box-shadow: 0 8px 20px rgba(0,0,0,0.4);
    z-index: 1000;
    margin-top: 0;
}

.dropdown:hover > .dropdown-menu {
    display: block;
}

.dropdown-menu li {
    padding: 0;
    margin: 0;
}

.dropdown-menu li a {
    display: block;
    padding: 14px 24px;
    transition: background 0.3s;
    color: var(--white);
}

.dropdown-menu li a:hover {
    background: rgba(245, 158, 11, 0.15);
    color: var(--primary-gold);
}

.mobile-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
}

.mobile-toggle span {
    width: 25px;
    height: 3px;
    background: var(--text-dark);
    transition: 0.3s;
}

/* DARK bars when header is WHITE */
.navbar.scrolled.dark-section .mobile-toggle span {
    background: var(--text-dark);
}

/* WHITE bars when header is DARK */
.navbar.scrolled:not(.dark-section) .mobile-toggle span {
    background: var(--white);
}

/* Buttons */
.btn-primary {
    background: linear-gradient(135deg, var(--primary-gold), var(--gold-dark));
    color: var(--white);
    padding: 12px 30px;
    border-radius: 6px;
    text-decoration: none;
    font-weight: 600;
    display: inline-block;
    transition: transform 0.3s, box-shadow 0.3s;
    border: none;
    cursor: pointer;
    letter-spacing: 0.5px;
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 20px rgba(245, 158, 11, 0.4);
}

.btn-large {
    padding: 18px 40px;
    font-size: 18px;
}

.btn-secondary {
    background: transparent;
    color: var(--primary-gold);
    padding: 10px 25px;
    border: 2px solid var(--primary-gold);
    border-radius: 6px;
    text-decoration: none;
    font-weight: 600;
    display: inline-block;
    transition: all 0.3s;
}

.btn-secondary:hover {
    background: var(--primary-gold);
    color: var(--white);
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--primary-navy) 0%, #1e293b 100%);
    color: var(--white);
    padding: 180px 0 100px;
}

/* How It Works Home Section */
.how-it-works-home {
    padding: var(--section-padding);
    background: var(--white);
}

.how-it-works-home h2 {
    text-align: center;
    font-size: 2.5rem;
    color: var(--primary-navy);
    margin-bottom: 15px;
}

.how-it-works-home .section-subtitle {
    text-align: center;
    color: #64748b;
    font-size: 1.1rem;
    margin-bottom: 60px;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

.steps-container-home {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 30px;
    max-width: 1100px;
    margin: 0 auto 50px;
}

.step-item-home {
    flex: 1;
    text-align: center;
    max-width: 300px;
    position: relative;
}

.step-number-home {
    position: absolute;
    top: -10px;
    left: 50%;
    transform: translateX(-50%);
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--primary-gold), var(--gold-dark));
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 800;
    box-shadow: 0 5px 15px rgba(245, 158, 11, 0.3);
    z-index: 2;
}

.step-icon-home {
    background: var(--bg-light);
    border-radius: 12px;
    padding: 40px 30px 30px;
    margin-bottom: 20px;
    border: 2px solid #e2e8f0;
    transition: all 0.3s;
}

.step-item-home:hover .step-icon-home {
    border-color: var(--primary-gold);
    box-shadow: 0 5px 20px rgba(245, 158, 11, 0.15);
    transform: translateY(-5px);
}

.step-icon-home svg {
    width: 80px;
    height: 80px;
    margin: 0 auto;
}

.step-item-home h3 {
    font-size: 1.5rem;
    color: var(--primary-navy);
    margin-bottom: 12px;
    font-weight: 700;
}

.step-item-home p {
    color: #475569;
    line-height: 1.6;
    font-size: 1.05rem;
}

.step-arrow {
    display: flex;
    align-items: center;
    padding-top: 80px;
}

.step-arrow svg {
    width: 40px;
    height: 40px;
}

.cta-center {
    text-align: center;
    margin-top: 20px;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero-text h1 {
    font-size: 3.5rem;
    font-weight: 800;
    margin-bottom: 20px;
    letter-spacing: -1px;
    line-height: 1.1;
}

.hero-text h2 {
    font-size: 1.5rem;
    font-weight: 400;
    color: var(--text-light);
    margin-bottom: 40px;
    line-height: 1.4;
}

.hero-image {
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero-image svg {
    width: 100%;
    max-width: 500px;
    height: auto;
}

/* Products Section */
/* Features Section */
/* Success Stories */
.success-stories {
    padding: var(--section-padding);
    background: var(--primary-navy);
    color: var(--white);
}

.success-stories h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 60px;
}

.stories-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
}

.story-card {
    background: rgba(255,255,255,0.05);
    padding: 40px;
    border-radius: 12px;
    border: 1px solid rgba(255,255,255,0.1);
    transition: transform 0.3s, background 0.3s;
}

.story-card:hover {
    transform: translateY(-5px);
    background: rgba(255,255,255,0.08);
}

.story-amount {
    font-size: 3rem;
    font-weight: 800;
    color: var(--primary-gold);
    margin-bottom: 20px;
}

.story-card blockquote {
    font-style: italic;
    color: var(--text-light);
    margin-bottom: 20px;
    line-height: 1.6;
    font-size: 1.05rem;
}

.story-meta {
    color: var(--primary-gold);
    font-weight: 600;
    font-size: 0.9rem;
}

/* Contact Section */
.contact {
    padding: var(--section-padding);
    background: var(--bg-light);
}

.contact h2 {
    text-align: center;
    font-size: 2.5rem;
    color: var(--primary-navy);
    margin-bottom: 15px;
}

.contact-subtitle {
    text-align: center;
    color: #64748b;
    margin-bottom: 50px;
    font-size: 1.1rem;
}

.contact-form {
    max-width: 700px;
    margin: 0 auto;
    background: var(--white);
    padding: 50px;
    border-radius: 12px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

.form-group {
    margin-bottom: 20px;
}

.form-group input,
.form-group textarea {
    width: 100%;
    padding: 15px;
    border: 2px solid #e2e8f0;
    border-radius: 6px;
    font-size: 15px;
    font-family: inherit;
    transition: border-color 0.3s;
}

.form-group input:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-gold);
}

.form-group textarea {
    resize: vertical;
}

.contact-form button {
    width: 100%;
    font-size: 16px;
}

/* Footer */
.footer {
    background: var(--primary-navy);
    color: var(--white);
    padding: 60px 0 30px;
}

.footer-content {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 60px;
    margin-bottom: 40px;
}

.footer-logo img {
    height: 100px;
    width: auto;
}

.footer-links {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
}

.footer-column h4 {
    color: var(--primary-gold);
    margin-bottom: 20px;
    font-size: 1.1rem;
    letter-spacing: 1px;
}

.footer-column ul {
    list-style: none;
}

.footer-column ul li {
    margin-bottom: 10px;
}

.footer-column a {
    color: var(--text-light);
    text-decoration: none;
    transition: color 0.3s;
}

.footer-column a:hover {
    color: var(--primary-gold);
}

.footer-column p {
    color: var(--text-light);
    line-height: 1.8;
    margin-bottom: 15px;
}

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 30px;
    text-align: center;
    color: var(--text-light);
}

/* Responsive Design */
@media (max-width: 968px) {
    .nav-menu {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background: var(--white);
        flex-direction: column;
        padding: 20px;
        gap: 15px;
        box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    }
    
    .nav-menu a {
        color: var(--text-dark);
    }
    
    /* WHITE mobile menu when header is WHITE */
    .navbar.scrolled.dark-section .nav-menu {
        background: var(--white);
        box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    }
    
    .navbar.scrolled.dark-section .nav-menu a {
        color: var(--text-dark);
    }
    
    /* DARK mobile menu when header is DARK */
    .navbar.scrolled:not(.dark-section) .nav-menu {
        background: var(--primary-navy);
    }
    
    .navbar.scrolled:not(.dark-section) .nav-menu a {
        color: var(--white);
    }
    
    .nav-menu.active {
        display: flex;
    }
    
    .mobile-toggle {
        display: flex;
    }
    
    .hero-content {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .hero-text h1 {
        font-size: 2.5rem;
    }
    
    .steps-container-home {
        flex-direction: column;
        align-items: center;
    }
    
    .step-arrow {
        transform: rotate(90deg);
        padding-top: 0;
        margin: 20px 0;
    }
    
    .stories-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .footer-links {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .hero-text h1 {
        font-size: 2rem;
    }
    
    .hero-text h2 {
        font-size: 1.2rem;
    }
    
    .product-card {
        padding: 30px;
    }
    
    .contact-form {
        padding: 30px;
    }
}